As I type as rapidly as my fingers will take me, I recall someone once said to those who bemoan the finite bounds of the waking hours: remember Da Vinci, Franklin, Einstein... they had the same 24 hours you do. So don't complain you have no time to blog!

Laws are imperfect. Statutes are charged with the impossible task of addressing every contingency and every one. They can't do it. A lot of lawyers are out there (they say we have 2.3 attorneys per capita in the U.S.) trying to figure out just what those laws mean. Bankruptcy laws are no exception. When the Bankruptcy Code was overhauled in the fourth quarter of 05, there was a rather precipitous drop in bankruptcy filings, a kind of statistical pin-drop silence. The downturn in filings was brief. Today the number of filings are higher than ever. Seeing the big boys of industry bailed out, the public understands there is no need for it to suffer. The foreclosures abound, the creditors' summons get served and when there's no money in your coat, there has to be a Plan B. B is for Bankruptcy. And it's good enough for me. Big B can put an end to the hostility and grief dispensed by the creditors.

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And don't complain you have no time to Twitter: Ashton Kutcher has but 24 hours too.