Asaph Abrams Attorney at law

San Diego Bankruptcy

San Diego bankruptcy attorney

How much will filing for bankruptcy cost me?

Attorney  Fees:

We make attorney representation for your bankruptcy possible on a tight budget.

Chapter 7 bankruptcy attorney fee: our Website-exclusive chapter 7 legal fee for a lower-income individual is $1200.* This is a fraction of the big-firm cost where you pay an "attorney fee" but you may not even meet with an attorney. Flexible payment plans and low down payments are available. Hardship cases may be eligible for reduced fees. 

Chapter 13 bankruptcy attorney fee: chapter 13 attorney fees are prescribed by the Bankruptcy Court and do not vary among practitioners.  However, some of the fees may be incorporated into your payment plan so that the advance payment is limited.  Flexible payment plans and low down payments are available.

Court Filing Fees:

The Southern District of California Bankruptcy Court’s filing fees are standard: 

Court filing fee for Chapter 7 bankruptcy is $306

Court filing fee for Chapter 13 bankruptcy is $281

(Fees are current as of 2011; fees are subject to change.)

Debtor Education Fees:

Finally, there are fees for two debtor education courses:

A Credit Counseling course is required prior to filing for bankruptcy.

A Financial Management Course must be completed prior to receiving your bankruptcy discharge and within 45 days after your meeting of creditors. 

The cost for both of these courses together is $54 if you choose to use our provider (there is no extra charge for joint-filers).  Elsewhere you might pay nearly double.

Debtor education fees might be waived under circumstances where your Bankruptcy Court fees are waived. For more information on debtor education, you may consult the United States Trustee FAQs here.

As a side note: we can’t charge your credit card.  It’s just not in Visa, MC and AmEx’s best interest to front payment to the same attorney who will then wipe out that debt with your successful bankruptcy filing.  By the way, if you’re reading this, then you should throw away your credit cards now.  Credit use prior to bankruptcy can get you into trouble.

*This attorney fee applies to most cases for clients who are single and earn below below-median income. Additional fees apply to additional services. Please call for details. 

Rates and Payment Methods

San Diego bankruptcy attorney

To discuss your particular situation, please call (858) 344-0500 to schedule your free consultation.

San Diego bankruptcy lawyer